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3 mistakes first time homebuyers make 

It costs an average of $25k more to buy a home today than at this time last year!  First time buyers, don’t make these costly mistakes:

1. forgetting about closing costs

Don’t forget to budget for extra closing costs that come on top of your down payment. Get an estimate from your lender and make sure you know what to expect before you set your home price range.

2. lowball offers

Low ball offers are not a good negotiation tactic. Even if you think the home is overpriced, a crazy low offer could offend the seller and hurt your position. In today’s market, where over-asking bids are the norm, this would mean not skimping when bidding on a home you love — if you do, chances are you’ll get outbid and…

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